Banks FIRST COMMUNITY BANK

FIRST COMMUNITY BANK

SAN BENITO, TX Medium Est. Oct. 1, 1979, midnight FDIC #22964 RSSD #334264 FDIC
Latest · 2025-12-31

FIRST COMMUNITY BANK is an FDIC-insured commercial bank headquartered in SAN BENITO, TX, established in Oct. 1, 1979, midnight. As of 2025-12-31, the bank reported total assets of $779M and total deposits of $691M. Profitability stands at 1.90% ROA and 23.09% ROE, with a net interest margin of 4.63%. CET1 capital ratio: 8.41%. NPL ratio: 0.06% · Texas Ratio: 0.41%.

Assets
$779M
Deposits
$691M
Loans
$473M
Equity
$66M

Profitability

Return on Assets (ROA)1.90%
Return on Equity (ROE)23.09%
Net Interest Margin4.63%
Yield on Assets5.90%
Cost of Funds1.32%

Asset Quality

NPL Ratio0.06%
Net Charge-Off Ratio0.02%
Texas Ratio0.41%
NPA Ratio0.04%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio8.41%
Tier 1 Capital8.41%
Total Capital Ratio8.83%
Leverage Ratio10.13%
Loan-to-Deposit68.48%

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