UNITED CITIZENS BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in CAMPBELLSBURG, KY, established in Jan. 1, 1872, midnight. As of 2025-12-31, the bank reported total assets of $220M and total deposits of $194M. Profitability stands at 1.23% ROA and 13.28% ROE, with a net interest margin of 4.75%. CET1 capital ratio: 9.16%. NPL ratio: 2.02% · Texas Ratio: 16.56%. Operates 6 domestic branches.
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