BanksSACO & BIDDEFORD SAVINGS INSTITUTION

SACO & BIDDEFORD SAVINGS INSTITUTION

SACO, MELargeEst. Feb. 21, 1827, midnightFDIC #17743RSSD #339607FDIC
Latest · 2025-12-31

SACO & BIDDEFORD SAVINGS INSTITUTION is an FDIC-insured commercial bank headquartered in SACO, ME, established in Feb. 21, 1827, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.0B. Profitability stands at 0.36% ROA and 3.99% ROE, with a net interest margin of 2.43%. CET1 capital ratio: 8.98%. NPL ratio: 0.03% · Texas Ratio: 0.23%. Operates 7 domestic branches.

Assets
$1.4B
Deposits
$1.0B
Loans
$1.2B
Equity
$134M

Profitability

Return on Assets (ROA)0.36%
Return on Equity (ROE)3.99%
Net Interest Margin2.43%
Yield on Assets5.19%
Cost of Funds2.83%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio0.01%
Texas Ratio0.23%
NPA Ratio0.02%
ACL / Loans0.42%

Capital & Liquidity

CET1 Ratio8.98%
Tier 1 Capital8.98%
Total Capital Ratio9.43%
Leverage Ratio10.04%
Loan-to-Deposit113.92%

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