Banks FIRST NATIONAL BANK IN PINCKNEYVILLE

FIRST NATIONAL BANK IN PINCKNEYVILLE

PINCKNEYVILLE, IL Small Est. Jan. 1, 1901, midnight FDIC #13813 RSSD #340443 OCC
Latest · 2025-12-31

FIRST NATIONAL BANK IN PINCKNEYVILLE is an FDIC-insured commercial bank headquartered in PINCKNEYVILLE, IL, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $138M and total deposits of $124M. Profitability stands at 1.17% ROA and 14.32% ROE, with a net interest margin of 4.28%. CET1 capital ratio: 21.99%, well above regulatory minimums. NPL ratio: 1.45% · Texas Ratio: 8.36%.

Assets
$138M
Deposits
$124M
Loans
$65M
Equity
$11M

Profitability

Return on Assets (ROA)1.17%
Return on Equity (ROE)14.32%
Net Interest Margin4.28%
Yield on Assets5.15%
Cost of Funds0.88%

Asset Quality

NPL Ratio1.45%
Net Charge-Off Ratio0.04%
Texas Ratio8.36%
NPA Ratio0.68%
ACL / Loans0.94%

Capital & Liquidity

CET1 Ratio21.99%
Tier 1 Capital21.99%
Total Capital Ratio22.86%
Leverage Ratio11.29%
Loan-to-Deposit52.28%

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