WALDEN SAVINGS BANK is an FDIC-insured commercial bank headquartered in MONTGOMERY, NY, established in April 1, 1872, midnight. As of 2025-12-31, the bank reported total assets of $968M and total deposits of $820M. Profitability stands at 0.90% ROA and 10.05% ROE, with a net interest margin of 4.01%. CET1 capital ratio: 14.82%, well above regulatory minimums. NPL ratio: 0.51% · Texas Ratio: 4.28%. Operates 11 domestic branches.
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