Banks ORRSTOWN BANK

ORRSTOWN BANK

HARRISBURG, PA Large Est. May 1, 1919, midnight FDIC #713 RSSD #342410 FED
Latest · 2025-12-31

ORRSTOWN BANK is an FDIC-insured commercial bank headquartered in HARRISBURG, PA, established in May 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $5.5B and total deposits of $4.5B. Profitability stands at 1.64% ROA and 14.79% ROE, with a net interest margin of 4.04%. CET1 capital ratio: 12.20%, well above regulatory minimums. NPL ratio: 0.70% · Texas Ratio: 4.18%.

Assets
$5.5B
Deposits
$4.5B
Loans
$4.0B
Equity
$623M

Profitability

Return on Assets (ROA)1.64%
Return on Equity (ROE)14.79%
Net Interest Margin4.04%
Yield on Assets6.02%
Cost of Funds2.10%

Asset Quality

NPL Ratio0.70%
Net Charge-Off Ratio0.03%
Texas Ratio4.18%
NPA Ratio0.51%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio12.20%
Tier 1 Capital12.20%
Total Capital Ratio13.32%
Leverage Ratio9.92%
Loan-to-Deposit88.82%

This is just the summary.

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