BanksBANK OF EUFAULA

BANK OF EUFAULA

EUFAULA, OKMicroEst. March 7, 1911, midnightFDIC #4094RSSD #343051FED
Latest · 2025-12-31

BANK OF EUFAULA is an FDIC-insured commercial bank headquartered in EUFAULA, OK, established in March 7, 1911, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $81M. Profitability stands at 0.02% ROA and 0.16% ROE, with a net interest margin of 3.18%. CET1 capital ratio: 10.67%, well above regulatory minimums. NPL ratio: 1.11% · Texas Ratio: 5.91%. Operates 2 domestic branches.

Assets
$92M
Deposits
$81M
Loans
$23M
Equity
$10M

Profitability

Return on Assets (ROA)0.02%
Return on Equity (ROE)0.16%
Net Interest Margin3.18%
Yield on Assets3.73%
Cost of Funds0.57%

Asset Quality

NPL Ratio1.11%
Net Charge-Off Ratio0.55%
Texas Ratio5.91%
NPA Ratio0.66%
ACL / Loans2.14%

Capital & Liquidity

CET1 Ratio10.67%
Tier 1 Capital10.67%
Total Capital Ratio11.20%
Leverage Ratio11.89%
Loan-to-Deposit28.14%

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