ADAMS COMMUNITY BANK is an FDIC-insured commercial bank headquartered in ADAMS, MA, established in May 1, 1869, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $830M. Profitability stands at 0.45% ROA and 4.44% ROE, with a net interest margin of 2.61%. CET1 capital ratio: 16.04%, well above regulatory minimums. NPL ratio: 0.29% · Texas Ratio: 2.19%. Operates 10 domestic branches.
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