Banks AMERICAN BANK, NATIONAL ASSOCIATION

AMERICAN BANK, NATIONAL ASSOCIATION

LE MARS, IA Medium Est. Jan. 1, 1887, midnight FDIC #5800 RSSD #345345 OCC
Latest · 2025-12-31

AMERICAN BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in LE MARS, IA, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $554M and total deposits of $456M. Profitability stands at 1.88% ROA and 18.18% ROE, with a net interest margin of 3.51%. CET1 capital ratio: 11.39%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.77%.

Assets
$554M
Deposits
$456M
Loans
$501M
Equity
$57M

Profitability

Return on Assets (ROA)1.88%
Return on Equity (ROE)18.18%
Net Interest Margin3.51%
Yield on Assets6.15%
Cost of Funds2.72%

Asset Quality

NPL Ratio0.10%
Net Charge-Off Ratio0.00%
Texas Ratio0.77%
NPA Ratio0.09%
ACL / Loans1.07%

Capital & Liquidity

CET1 Ratio11.39%
Tier 1 Capital11.39%
Total Capital Ratio12.46%
Leverage Ratio10.57%
Loan-to-Deposit109.72%

This is just the summary.

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