BanksCENTURY NEXT BANK

CENTURY NEXT BANK

RUSTON, LAMediumEst. Jan. 1, 1905, midnightFDIC #29700RSSD #345877OCC
Latest · 2025-12-31

CENTURY NEXT BANK is an FDIC-insured commercial bank headquartered in RUSTON, LA, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $877M and total deposits of $761M. Profitability stands at 1.78% ROA and 15.14% ROE, with a net interest margin of 4.85%. CET1 capital ratio: 11.90%, well above regulatory minimums. NPL ratio: 0.17% · Texas Ratio: 3.70%. Operates 7 domestic branches.

Assets
$877M
Deposits
$761M
Loans
$652M
Equity
$107M

Profitability

Return on Assets (ROA)1.78%
Return on Equity (ROE)15.14%
Net Interest Margin4.85%
Yield on Assets6.45%
Cost of Funds1.68%

Asset Quality

NPL Ratio0.17%
Net Charge-Off Ratio0.03%
Texas Ratio3.70%
NPA Ratio0.48%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio11.90%
Tier 1 Capital11.90%
Total Capital Ratio12.50%
Leverage Ratio11.36%
Loan-to-Deposit85.66%

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