BanksFIRST FEDERAL COMMUNITY BANK OF BUCYRUS

FIRST FEDERAL COMMUNITY BANK OF BUCYRUS

BUCYRUS, OHSmallEst. Jan. 1, 1887, midnightFDIC #29705RSSD #346379OCC
Latest · 2025-12-31

FIRST FEDERAL COMMUNITY BANK OF BUCYRUS is an FDIC-insured commercial bank headquartered in BUCYRUS, OH, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $351M and total deposits of $279M. Profitability stands at 1.37% ROA and 17.89% ROE, with a net interest margin of 4.07%. CET1 capital ratio: 10.59%, well above regulatory minimums. NPL ratio: 0.08% · Texas Ratio: 2.89%. Operates 6 domestic branches.

Assets
$351M
Deposits
$279M
Loans
$293M
Equity
$27M

Profitability

Return on Assets (ROA)1.37%
Return on Equity (ROE)17.89%
Net Interest Margin4.07%
Yield on Assets6.57%
Cost of Funds2.51%

Asset Quality

NPL Ratio0.08%
Net Charge-Off Ratio-0.03%
Texas Ratio2.89%
NPA Ratio0.25%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio10.59%
Tier 1 Capital10.59%
Total Capital Ratio11.74%
Leverage Ratio8.02%
Loan-to-Deposit105.07%

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