Banks FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA

FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA

CHAMPAIGN, IL Small Est. Jan. 1, 1908, midnight FDIC #28445 RSSD #346771 OCC
Latest · 2025-12-31

FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA is an FDIC-insured commercial bank headquartered in CHAMPAIGN, IL, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $198M and total deposits of $171M. Profitability stands at 1.70% ROA and 13.12% ROE, with a net interest margin of 5.84%. CET1 capital ratio: 12.30%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.44%.

Assets
$198M
Deposits
$171M
Loans
$111M
Equity
$26M

Profitability

Return on Assets (ROA)1.70%
Return on Equity (ROE)13.12%
Net Interest Margin5.84%
Yield on Assets5.86%
Cost of Funds0.02%

Asset Quality

NPL Ratio0.10%
Net Charge-Off Ratio0.00%
Texas Ratio0.44%
NPA Ratio0.06%
ACL / Loans0.92%

Capital & Liquidity

CET1 Ratio12.30%
Tier 1 Capital12.30%
Total Capital Ratio12.91%
Leverage Ratio12.83%
Loan-to-Deposit64.99%

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