FIRST NATIONAL BANK OF SOUTH CAROLINA is an FDIC-insured commercial bank headquartered in HOLLY HILL, SC, established in Sept. 15, 1905, midnight. As of 2025-12-31, the bank reported total assets of $306M and total deposits of $270M. Profitability stands at 1.38% ROA and 12.75% ROE, with a net interest margin of 4.00%. CET1 capital ratio: 23.55%, well above regulatory minimums. NPL ratio: 0.43% · Texas Ratio: 2.55%. Operates 8 domestic branches.
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