BanksI3 BANK

I3 BANK

BENNINGTON, NESmallEst. Jan. 28, 1928, midnightFDIC #8595RSSD #348159FED
Latest · 2025-12-31

I3 BANK is an FDIC-insured commercial bank headquartered in BENNINGTON, NE, established in Jan. 28, 1928, midnight. As of 2025-12-31, the bank reported total assets of $218M and total deposits of $172M. Profitability stands at 0.96% ROA and 11.72% ROE, with a net interest margin of 4.96%. CET1 capital ratio: 10.55%, well above regulatory minimums. NPL ratio: 1.54% · Texas Ratio: 12.93%. Operates 5 domestic branches.

Assets
$218M
Deposits
$172M
Loans
$172M
Equity
$18M

Profitability

Return on Assets (ROA)0.96%
Return on Equity (ROE)11.72%
Net Interest Margin4.96%
Yield on Assets7.30%
Cost of Funds2.35%

Asset Quality

NPL Ratio1.54%
Net Charge-Off Ratio0.63%
Texas Ratio12.93%
NPA Ratio1.21%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio10.55%
Tier 1 Capital10.55%
Total Capital Ratio11.80%
Leverage Ratio9.45%
Loan-to-Deposit99.80%

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