Banks TOWN AND COUNTRY BANK MIDWEST

TOWN AND COUNTRY BANK MIDWEST

QUINCY, IL Small Est. Jan. 1, 1910, midnight FDIC #10460 RSSD #349343 FDIC
Latest · 2025-12-31

TOWN AND COUNTRY BANK MIDWEST is an FDIC-insured commercial bank headquartered in QUINCY, IL, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $284M and total deposits of $243M. Profitability stands at 2.75% ROA and 19.58% ROE, with a net interest margin of 5.60%. CET1 capital ratio: 14.10%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 5.33%.

Assets
$284M
Deposits
$243M
Loans
$199M
Equity
$40M

Profitability

Return on Assets (ROA)2.75%
Return on Equity (ROE)19.58%
Net Interest Margin5.60%
Yield on Assets6.73%
Cost of Funds1.21%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.02%
Texas Ratio5.33%
NPA Ratio0.80%
ACL / Loans1.39%

Capital & Liquidity

CET1 Ratio14.10%
Tier 1 Capital14.10%
Total Capital Ratio14.81%
Leverage Ratio14.38%
Loan-to-Deposit81.88%

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