BanksNORTH VALLEY BANK

NORTH VALLEY BANK

THORNTON, COSmallEst. Feb. 25, 1963, midnightFDIC #18710RSSD #350750FDIC
Latest · 2025-12-31

NORTH VALLEY BANK is an FDIC-insured commercial bank headquartered in THORNTON, CO, established in Feb. 25, 1963, midnight. As of 2025-12-31, the bank reported total assets of $260M and total deposits of $215M. Profitability stands at 2.68% ROA and 20.55% ROE, with a net interest margin of 5.85%. CET1 capital ratio: 13.11%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 7.98%. Operates 2 domestic branches.

Assets
$260M
Deposits
$215M
Loans
$231M
Equity
$34M

Profitability

Return on Assets (ROA)2.68%
Return on Equity (ROE)20.55%
Net Interest Margin5.85%
Yield on Assets8.03%
Cost of Funds2.32%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.25%
Texas Ratio7.98%
NPA Ratio1.15%
ACL / Loans1.49%

Capital & Liquidity

CET1 Ratio13.11%
Tier 1 Capital13.11%
Total Capital Ratio13.76%
Leverage Ratio13.42%
Loan-to-Deposit107.34%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required