SUMMIT BANK is an FDIC-insured commercial bank headquartered in OAKLAND, CA, established in July 1, 1982, midnight. As of 2025-12-31, the bank reported total assets of $279M and total deposits of $220M. Profitability stands at 0.95% ROA and 5.52% ROE, with a net interest margin of 5.46%. CET1 capital ratio: 23.38%, well above regulatory minimums. NPL ratio: 1.04% · Texas Ratio: 3.59%.
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