Banks SOUTHERN HILLS COMMUNITY BANK

SOUTHERN HILLS COMMUNITY BANK

LEESBURG, OH Small Est. Jan. 1, 1884, midnight FDIC #29749 RSSD #352370 OCC
Latest · 2025-12-31

SOUTHERN HILLS COMMUNITY BANK is an FDIC-insured commercial bank headquartered in LEESBURG, OH, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $205M and total deposits of $175M. Profitability stands at 0.58% ROA and 4.22% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 13.60%, well above regulatory minimums. NPL ratio: 0.36% · Texas Ratio: 2.70%.

Assets
$205M
Deposits
$175M
Loans
$109M
Equity
$28M

Profitability

Return on Assets (ROA)0.58%
Return on Equity (ROE)4.22%
Net Interest Margin4.30%
Yield on Assets5.86%
Cost of Funds1.68%

Asset Quality

NPL Ratio0.36%
Net Charge-Off Ratio0.07%
Texas Ratio2.70%
NPA Ratio0.38%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio13.60%
Tier 1 Capital13.60%
Total Capital Ratio14.28%
Leverage Ratio13.61%
Loan-to-Deposit62.44%

This is just the summary.

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