CENTRAL STATE BANK is an FDIC-insured commercial bank headquartered in CALERA, AL, established in Feb. 5, 1916, midnight. As of 2025-12-31, the bank reported total assets of $743M and total deposits of $666M. Profitability stands at 2.03% ROA and 21.70% ROE, with a net interest margin of 4.72%. CET1 capital ratio: 9.60%. NPL ratio: 0.20% · Texas Ratio: 1.86%. Operates 7 domestic branches.
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