UNIVEST BANK AND TRUST CO. is an FDIC-insured commercial bank headquartered in HILLTOWN, PA, established in April 1, 1876, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $7.2B. Profitability stands at 1.27% ROA and 11.67% ROE, with a net interest margin of 3.32%. CET1 capital ratio: 10.72%, well above regulatory minimums. NPL ratio: 0.20% · Texas Ratio: 3.78%. Operates 51 domestic branches.
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