CAROLINA BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in LAMAR, SC, established in March 3, 1936, midnight. As of 2025-12-31, the bank reported total assets of $886M and total deposits of $774M. Profitability stands at 1.48% ROA and 12.14% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 19.91%, well above regulatory minimums. NPL ratio: 0.35% · Texas Ratio: 1.79%. Operates 14 domestic branches.
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