FIRST PIONEER NATIONAL BANK

FIRST PIONEER NATIONAL BANK is an FDIC-insured commercial bank headquartered in WRAY, CO, established in July 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $249M and total deposits of $211M. Profitability stands at 0.76% ROA and 6.50% ROE, with a net interest margin of 2.92%. CET1 capital ratio: 11.61%, well above regulatory minimums. NPL ratio: 2.71% · Texas Ratio: 12.23%. Operates 2 domestic branches.