BanksMAYVILLE STATE BANK

MAYVILLE STATE BANK

MAYVILLE, MIMicroEst. April 15, 1885, midnightFDIC #12899RSSD #358448FDIC
Latest · 2025-12-31

MAYVILLE STATE BANK is an FDIC-insured commercial bank headquartered in MAYVILLE, MI, established in April 15, 1885, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $87M. Profitability stands at 0.73% ROA and 7.57% ROE, with a net interest margin of 3.70%. CET1 capital ratio: 9.51%. NPL ratio: 1.59% · Texas Ratio: 7.38%. Operates 2 domestic branches.

Assets
$97M
Deposits
$87M
Loans
$45M
Equity
$9M

Profitability

Return on Assets (ROA)0.73%
Return on Equity (ROE)7.57%
Net Interest Margin3.70%
Yield on Assets4.42%
Cost of Funds0.73%

Asset Quality

NPL Ratio1.59%
Net Charge-Off Ratio0.13%
Texas Ratio7.38%
NPA Ratio0.75%
ACL / Loans1.31%

Capital & Liquidity

CET1 Ratio9.51%
Tier 1 Capital9.51%
Total Capital Ratio9.99%
Leverage Ratio11.39%
Loan-to-Deposit52.01%

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