BanksCOMMUNITY BANK, LEXINGTON, TENNESSEE

COMMUNITY BANK, LEXINGTON, TENNESSEE

LEXINGTON, TNSmallEst. Aug. 4, 1961, midnightFDIC #31272RSSD #361279FED
Latest · 2025-12-31

COMMUNITY BANK, LEXINGTON, TENNESSEE is an FDIC-insured commercial bank headquartered in LEXINGTON, TN, established in Aug. 4, 1961, midnight. As of 2025-12-31, the bank reported total assets of $347M and total deposits of $299M. Profitability stands at 0.62% ROA and 7.39% ROE, with a net interest margin of 4.33%. CET1 capital ratio: 10.28%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 1.40%. Operates 4 domestic branches.

Assets
$347M
Deposits
$299M
Loans
$295M
Equity
$29M

Profitability

Return on Assets (ROA)0.62%
Return on Equity (ROE)7.39%
Net Interest Margin4.33%
Yield on Assets7.21%
Cost of Funds2.94%

Asset Quality

NPL Ratio0.15%
Net Charge-Off Ratio0.18%
Texas Ratio1.40%
NPA Ratio0.13%
ACL / Loans0.91%

Capital & Liquidity

CET1 Ratio10.28%
Tier 1 Capital10.28%
Total Capital Ratio11.29%
Leverage Ratio8.45%
Loan-to-Deposit98.64%

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