BanksANDREW JOHNSON BANK

ANDREW JOHNSON BANK

GREENEVILLE, TNMediumEst. May 12, 1975, midnightFDIC #22015RSSD #361439FDIC
Latest · 2025-12-31

ANDREW JOHNSON BANK is an FDIC-insured commercial bank headquartered in GREENEVILLE, TN, established in May 12, 1975, midnight. As of 2025-12-31, the bank reported total assets of $614M and total deposits of $551M. Profitability stands at 1.23% ROA and 13.14% ROE, with a net interest margin of 4.35%. CET1 capital ratio: 15.72%, well above regulatory minimums. NPL ratio: 0.86% · Texas Ratio: 5.81%. Operates 8 domestic branches.

Assets
$614M
Deposits
$551M
Loans
$445M
Equity
$59M

Profitability

Return on Assets (ROA)1.23%
Return on Equity (ROE)13.14%
Net Interest Margin4.35%
Yield on Assets5.99%
Cost of Funds1.68%

Asset Quality

NPL Ratio0.86%
Net Charge-Off Ratio0.00%
Texas Ratio5.81%
NPA Ratio0.62%
ACL / Loans1.59%

Capital & Liquidity

CET1 Ratio15.72%
Tier 1 Capital15.72%
Total Capital Ratio16.97%
Leverage Ratio10.58%
Loan-to-Deposit80.83%

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