BanksCROGHAN COLONIAL BANK, THE

CROGHAN COLONIAL BANK, THE

FREMONT, OHLargeEst. July 25, 1888, midnightFDIC #13341RSSD #362717FED
Latest · 2025-12-31

CROGHAN COLONIAL BANK, THE is an FDIC-insured commercial bank headquartered in FREMONT, OH, established in July 25, 1888, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $974M. Profitability stands at 1.05% ROA and 9.88% ROE, with a net interest margin of 3.77%. CET1 capital ratio: 12.56%, well above regulatory minimums. NPL ratio: 0.08% · Texas Ratio: 0.44%. Operates 19 domestic branches.

Assets
$1.3B
Deposits
$974M
Loans
$830M
Equity
$137M

Profitability

Return on Assets (ROA)1.05%
Return on Equity (ROE)9.88%
Net Interest Margin3.77%
Yield on Assets5.50%
Cost of Funds1.88%

Asset Quality

NPL Ratio0.08%
Net Charge-Off Ratio0.01%
Texas Ratio0.44%
NPA Ratio0.05%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio12.56%
Tier 1 Capital12.56%
Total Capital Ratio13.45%
Leverage Ratio10.53%
Loan-to-Deposit85.23%

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