Banks BIG BEND BANKS, N.A. DBA MARFA NATIONAL BANK, THE

BIG BEND BANKS, N.A. DBA MARFA NATIONAL BANK, THE

MARFA, TX Small Est. May 2, 1907, midnight FDIC #3320 RSSD #362856 OCC
Latest · 2025-12-31

BIG BEND BANKS, N.A. DBA MARFA NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in MARFA, TX, established in May 2, 1907, midnight. As of 2025-12-31, the bank reported total assets of $169M and total deposits of $146M. Profitability stands at 1.83% ROA and 13.30% ROE, with a net interest margin of 3.72%. CET1 capital ratio: 13.83%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$169M
Deposits
$146M
Loans
$21M
Equity
$23M

Profitability

Return on Assets (ROA)1.83%
Return on Equity (ROE)13.30%
Net Interest Margin3.72%
Yield on Assets4.01%
Cost of Funds0.30%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.15%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans2.99%

Capital & Liquidity

CET1 Ratio13.83%
Tier 1 Capital13.83%
Total Capital Ratio14.52%
Leverage Ratio15.26%
Loan-to-Deposit14.59%

This is just the summary.

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