BanksBANK OF ST. FRANCISVILLE

BANK OF ST. FRANCISVILLE

SAINT FRANCISVILLE, LASmallEst. Oct. 30, 1978, midnightFDIC #22739RSSD #364430FDIC
Latest · 2025-12-31

BANK OF ST. FRANCISVILLE is an FDIC-insured commercial bank headquartered in SAINT FRANCISVILLE, LA, established in Oct. 30, 1978, midnight. As of 2025-12-31, the bank reported total assets of $377M and total deposits of $326M. Profitability stands at 1.09% ROA and 10.90% ROE, with a net interest margin of 4.47%. CET1 capital ratio: 10.06%, well above regulatory minimums. NPL ratio: 0.74% · Texas Ratio: 5.61%. Operates 2 domestic branches.

Assets
$377M
Deposits
$326M
Loans
$293M
Equity
$38M

Profitability

Return on Assets (ROA)1.09%
Return on Equity (ROE)10.90%
Net Interest Margin4.47%
Yield on Assets6.62%
Cost of Funds2.22%

Asset Quality

NPL Ratio0.74%
Net Charge-Off Ratio0.05%
Texas Ratio5.61%
NPA Ratio0.62%
ACL / Loans1.24%

Capital & Liquidity

CET1 Ratio10.06%
Tier 1 Capital10.06%
Total Capital Ratio10.56%
Leverage Ratio10.13%
Loan-to-Deposit89.81%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required