STURGIS BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in STURGIS, MI, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $998M and total deposits of $893M. Profitability stands at 1.00% ROA and 13.03% ROE, with a net interest margin of 3.82%. CET1 capital ratio: 11.46%, well above regulatory minimums. NPL ratio: 1.29% · Texas Ratio: 12.75%. Operates 17 domestic branches.
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