BanksKENTLAND BANK

KENTLAND BANK

KENTLAND, INSmallEst. Sept. 19, 1932, midnightFDIC #13843RSSD #367543FDIC
Latest · 2025-12-31

KENTLAND BANK is an FDIC-insured commercial bank headquartered in KENTLAND, IN, established in Sept. 19, 1932, midnight. As of 2025-12-31, the bank reported total assets of $407M and total deposits of $311M. Profitability stands at 1.26% ROA and 11.41% ROE, with a net interest margin of 4.40%. CET1 capital ratio: 10.98%, well above regulatory minimums. NPL ratio: 2.10% · Texas Ratio: 12.82%. Operates 5 domestic branches.

Assets
$407M
Deposits
$311M
Loans
$276M
Equity
$45M

Profitability

Return on Assets (ROA)1.26%
Return on Equity (ROE)11.41%
Net Interest Margin4.40%
Yield on Assets6.40%
Cost of Funds2.08%

Asset Quality

NPL Ratio2.10%
Net Charge-Off Ratio0.20%
Texas Ratio12.82%
NPA Ratio1.54%
ACL / Loans1.51%

Capital & Liquidity

CET1 Ratio10.98%
Tier 1 Capital10.98%
Total Capital Ratio11.53%
Leverage Ratio11.75%
Loan-to-Deposit88.99%

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