FARMERS SAVINGS BANK & TRUST is an FDIC-insured commercial bank headquartered in TRAER, IA, established in Jan. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $213M and total deposits of $193M. Profitability stands at 1.36% ROA and 20.65% ROE, with a net interest margin of 3.39%. CET1 capital ratio: 17.90%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.20%. Operates 2 domestic branches.
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