FIRST COMMUNITY BANK AND TRUST is an FDIC-insured commercial bank headquartered in BEECHER, IL, established in Nov. 16, 1916, midnight. As of 2025-12-31, the bank reported total assets of $202M and total deposits of $170M. Profitability stands at 1.51% ROA and 11.56% ROE, with a net interest margin of 4.62%. CET1 capital ratio: 13.14%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 6.70%. Operates 2 domestic branches.
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