BanksWELLINGTON STATE BANK

WELLINGTON STATE BANK

WELLINGTON, TXMediumEst. Jan. 1, 1906, midnightFDIC #1219RSSD #371362FED
Latest · 2025-12-31

WELLINGTON STATE BANK is an FDIC-insured commercial bank headquartered in WELLINGTON, TX, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $653M and total deposits of $593M. Profitability stands at 0.92% ROA and 11.94% ROE, with a net interest margin of 3.50%. CET1 capital ratio: 15.55%, well above regulatory minimums. NPL ratio: 7.17% · Texas Ratio: 45.31%. Operates 14 domestic branches.

Assets
$653M
Deposits
$593M
Loans
$348M
Equity
$50M

Profitability

Return on Assets (ROA)0.92%
Return on Equity (ROE)11.94%
Net Interest Margin3.50%
Yield on Assets5.48%
Cost of Funds2.01%

Asset Quality

NPL Ratio7.17%
Net Charge-Off Ratio0.22%
Texas Ratio45.31%
NPA Ratio3.82%
ACL / Loans1.36%

Capital & Liquidity

CET1 Ratio15.55%
Tier 1 Capital15.55%
Total Capital Ratio16.74%
Leverage Ratio9.43%
Loan-to-Deposit58.72%

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