FARMERS AND MERCHANTS BANK is an FDIC-insured commercial bank headquartered in LAOTTO, IN, established in Oct. 29, 1914, midnight. As of 2025-12-31, the bank reported total assets of $305M and total deposits of $280M. Profitability stands at 1.38% ROA and 18.39% ROE, with a net interest margin of 3.32%. CET1 capital ratio: 11.30%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.
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