BanksFARMERS AND MERCHANTS BANK

FARMERS AND MERCHANTS BANK

LAOTTO, INSmallEst. Oct. 29, 1914, midnightFDIC #13801RSSD #372640FDIC
Latest · 2025-12-31

FARMERS AND MERCHANTS BANK is an FDIC-insured commercial bank headquartered in LAOTTO, IN, established in Oct. 29, 1914, midnight. As of 2025-12-31, the bank reported total assets of $305M and total deposits of $280M. Profitability stands at 1.38% ROA and 18.39% ROE, with a net interest margin of 3.32%. CET1 capital ratio: 11.30%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$305M
Deposits
$280M
Loans
$187M
Equity
$23M

Profitability

Return on Assets (ROA)1.38%
Return on Equity (ROE)18.39%
Net Interest Margin3.32%
Yield on Assets5.19%
Cost of Funds1.87%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.02%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.68%

Capital & Liquidity

CET1 Ratio11.30%
Tier 1 Capital11.30%
Total Capital Ratio11.89%
Leverage Ratio8.66%
Loan-to-Deposit66.87%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required