BanksUNION COUNTY SAVINGS BANK

UNION COUNTY SAVINGS BANK

ELIZABETH, NJLargeEst. Oct. 1, 1883, midnightFDIC #12013RSSD #373601FDIC
Latest · 2025-12-31

UNION COUNTY SAVINGS BANK is an FDIC-insured commercial bank headquartered in ELIZABETH, NJ, established in Oct. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.4B. Profitability stands at -1.34% ROA and 246.07% ROE, with a net interest margin of -0.43%. CET1 capital ratio: 23.37%, well above regulatory minimums. NPL ratio: 0.55%. Operates 4 domestic branches.

Assets
$1.5B
Deposits
$1.4B
Loans
$281M
Equity
$-7M

Profitability

Return on Assets (ROA)-1.34%
Return on Equity (ROE)246.07%
Net Interest Margin-0.43%
Yield on Assets3.41%
Cost of Funds3.91%

Asset Quality

NPL Ratio0.55%
Net Charge-Off Ratio0.00%
Texas Ratio--
NPA Ratio0.10%
ACL / Loans0.66%

Capital & Liquidity

CET1 Ratio23.37%
Tier 1 Capital23.37%
Total Capital Ratio23.69%
Leverage Ratio8.32%
Loan-to-Deposit20.70%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required