BanksFIRST PREMIER BANK

FIRST PREMIER BANK

SIOUX FALLS, SDLargeEst. Jan. 1, 1914, midnightFDIC #6085RSSD #374653FED
Latest · 2025-12-31

FIRST PREMIER BANK is an FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $4.2B and total deposits of $3.5B. Profitability stands at 1.72% ROA and 13.74% ROE, with a net interest margin of 3.51%. CET1 capital ratio: 19.78%, well above regulatory minimums. NPL ratio: 0.09% · Texas Ratio: 0.39%. Operates 14 domestic branches.

Assets
$4.2B
Deposits
$3.5B
Loans
$2.1B
Equity
$477M

Profitability

Return on Assets (ROA)1.72%
Return on Equity (ROE)13.74%
Net Interest Margin3.51%
Yield on Assets5.24%
Cost of Funds1.86%

Asset Quality

NPL Ratio0.09%
Net Charge-Off Ratio0.32%
Texas Ratio0.39%
NPA Ratio0.05%
ACL / Loans1.45%

Capital & Liquidity

CET1 Ratio19.78%
Tier 1 Capital19.78%
Total Capital Ratio21.03%
Leverage Ratio13.71%
Loan-to-Deposit61.73%

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