BanksMENARD BANK

MENARD BANK

MENARD, TXMicroEst. Jan. 1, 1919, midnightFDIC #3336RSSD #375650FED
Latest · 2025-12-31

MENARD BANK is an FDIC-insured commercial bank headquartered in MENARD, TX, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $87M and total deposits of $79M. Profitability stands at 2.38% ROA and 27.97% ROE, with a net interest margin of 2.93%. CET1 capital ratio: 8.70%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$87M
Deposits
$79M
Loans
$12M
Equity
$8M

Profitability

Return on Assets (ROA)2.38%
Return on Equity (ROE)27.97%
Net Interest Margin2.93%
Yield on Assets3.70%
Cost of Funds0.78%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.79%

Capital & Liquidity

CET1 Ratio8.70%
Tier 1 Capital8.70%
Total Capital Ratio9.14%
Leverage Ratio11.93%
Loan-to-Deposit15.74%

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