FIRST BANK is an FDIC-insured commercial bank headquartered in WAVERLY, IA, established in Jan. 1, 1864, midnight. As of 2025-12-31, the bank reported total assets of $730M and total deposits of $599M. Profitability stands at 1.29% ROA and 10.47% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 17.04%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 1.17%.
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