CITIZENS' BANK OF CHARLESTON is an FDIC-insured commercial bank headquartered in CHARLESTON, MO, established in Jan. 20, 1958, midnight. As of 2025-12-31, the bank reported total assets of $189M and total deposits of $152M. Profitability stands at 1.54% ROA and 7.97% ROE, with a net interest margin of 5.17%. CET1 capital ratio: 18.88%, well above regulatory minimums. NPL ratio: 0.91% · Texas Ratio: 3.38%. Operates 2 domestic branches.
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