BanksFIRST SECURITY BANK AND TRUST COMPANY

FIRST SECURITY BANK AND TRUST COMPANY

OKLAHOMA CITY, OKSmallEst. April 6, 1951, midnightFDIC #17001RSSD #377850FDIC
Latest · 2025-12-31

FIRST SECURITY BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in April 6, 1951, midnight. As of 2025-12-31, the bank reported total assets of $255M and total deposits of $209M. Profitability stands at 0.79% ROA and 8.43% ROE, with a net interest margin of 4.38%. CET1 capital ratio: 9.27%. NPL ratio: 6.50% · Texas Ratio: 52.03%. Operates 1 domestic branch.

Assets
$255M
Deposits
$209M
Loans
$217M
Equity
$24M

Profitability

Return on Assets (ROA)0.79%
Return on Equity (ROE)8.43%
Net Interest Margin4.38%
Yield on Assets8.14%
Cost of Funds3.83%

Asset Quality

NPL Ratio6.50%
Net Charge-Off Ratio0.22%
Texas Ratio52.03%
NPA Ratio5.52%
ACL / Loans1.57%

Capital & Liquidity

CET1 Ratio9.27%
Tier 1 Capital9.27%
Total Capital Ratio9.73%
Leverage Ratio9.45%
Loan-to-Deposit103.55%

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