BanksFIRST NATIONAL BANK OF EVANT, THE

FIRST NATIONAL BANK OF EVANT, THE

EVANT, TXSmallEst. Oct. 8, 1912, midnightFDIC #3190RSSD #379153OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF EVANT, THE is an FDIC-insured commercial bank headquartered in EVANT, TX, established in Oct. 8, 1912, midnight. As of 2025-12-31, the bank reported total assets of $188M and total deposits of $169M. Profitability stands at 2.21% ROA and 23.62% ROE, with a net interest margin of 4.84%. CET1 capital ratio: 9.46%. NPL ratio: 0.11% · Texas Ratio: 0.69%. Operates 3 domestic branches.

Assets
$188M
Deposits
$169M
Loans
$124M
Equity
$18M

Profitability

Return on Assets (ROA)2.21%
Return on Equity (ROE)23.62%
Net Interest Margin4.84%
Yield on Assets6.15%
Cost of Funds1.34%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.10%
Texas Ratio0.69%
NPA Ratio0.07%
ACL / Loans1.08%

Capital & Liquidity

CET1 Ratio9.46%
Tier 1 Capital9.46%
Total Capital Ratio9.94%
Leverage Ratio9.84%
Loan-to-Deposit73.44%

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