BanksTEXAS REGIONAL BANK

TEXAS REGIONAL BANK

HARLINGEN, TXLargeEst. March 5, 1987, midnightFDIC #26906RSSD #380458FED
Latest · 2025-12-31

TEXAS REGIONAL BANK is an FDIC-insured commercial bank headquartered in HARLINGEN, TX, established in March 5, 1987, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.6B. Profitability stands at 0.80% ROA and 9.02% ROE, with a net interest margin of 3.54%. CET1 capital ratio: 12.67%, well above regulatory minimums. NPL ratio: 0.16% · Texas Ratio: 1.04%. Operates 34 domestic branches.

Assets
$2.9B
Deposits
$2.6B
Loans
$1.7B
Equity
$266M

Profitability

Return on Assets (ROA)0.80%
Return on Equity (ROE)9.02%
Net Interest Margin3.54%
Yield on Assets5.62%
Cost of Funds2.17%

Asset Quality

NPL Ratio0.16%
Net Charge-Off Ratio0.07%
Texas Ratio1.04%
NPA Ratio0.10%
ACL / Loans1.05%

Capital & Liquidity

CET1 Ratio12.67%
Tier 1 Capital12.67%
Total Capital Ratio13.59%
Leverage Ratio8.74%
Loan-to-Deposit64.80%

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