BanksFIRST NATIONAL BANK OF SAINT IGNACE, THE

FIRST NATIONAL BANK OF SAINT IGNACE, THE

SAINT IGNACE, MISmallEst. May 17, 1888, midnightFDIC #5074RSSD #381950OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF SAINT IGNACE, THE is an FDIC-insured commercial bank headquartered in SAINT IGNACE, MI, established in May 17, 1888, midnight. As of 2025-12-31, the bank reported total assets of $344M and total deposits of $324M. Profitability stands at -0.23% ROA and -4.92% ROE, with a net interest margin of 2.62%. CET1 capital ratio: 16.01%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 7 domestic branches.

Assets
$344M
Deposits
$324M
Loans
$108M
Equity
$18M

Profitability

Return on Assets (ROA)-0.23%
Return on Equity (ROE)-4.92%
Net Interest Margin2.62%
Yield on Assets3.70%
Cost of Funds1.05%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.88%

Capital & Liquidity

CET1 Ratio16.01%
Tier 1 Capital16.01%
Total Capital Ratio16.62%
Leverage Ratio7.09%
Loan-to-Deposit33.42%

This is just the summary.

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