INTERNATIONAL BANK OF COMMERCE is an FDIC-insured commercial bank headquartered in ZAPATA, TX, established in Feb. 6, 1984, midnight. As of 2025-12-31, the bank reported total assets of $512M and total deposits of $438M. Profitability stands at 1.82% ROA and 15.78% ROE, with a net interest margin of 3.36%. CET1 capital ratio: 32.63%, well above regulatory minimums. NPL ratio: 0.01% · Texas Ratio: 0.39%. Operates 9 domestic branches.
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