FARMERS TRUST AND SAVINGS BANK is an FDIC-insured commercial bank headquartered in WILLIAMSBURG, IA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $200M and total deposits of $154M. Profitability stands at 1.86% ROA and 8.57% ROE, with a net interest margin of 4.50%. CET1 capital ratio: 21.42%, well above regulatory minimums. NPL ratio: 0.16% · Texas Ratio: 0.53%. Operates 2 domestic branches.
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