BanksWOORI AMERICA BANK

WOORI AMERICA BANK

NEW YORK, NYLargeEst. Jan. 27, 1984, midnightFDIC #24920RSSD #384018FDIC
Latest · 2025-12-31

WOORI AMERICA BANK is an FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Jan. 27, 1984, midnight. As of 2025-12-31, the bank reported total assets of $4.0B and total deposits of $3.4B. Profitability stands at 1.11% ROA and 8.54% ROE, with a net interest margin of 3.33%. CET1 capital ratio: 18.35%, well above regulatory minimums. NPL ratio: 0.12% · Texas Ratio: 0.64%. Operates 21 domestic branches.

Assets
$4.0B
Deposits
$3.4B
Loans
$3.0B
Equity
$523M

Profitability

Return on Assets (ROA)1.11%
Return on Equity (ROE)8.54%
Net Interest Margin3.33%
Yield on Assets5.89%
Cost of Funds2.76%

Asset Quality

NPL Ratio0.12%
Net Charge-Off Ratio0.01%
Texas Ratio0.64%
NPA Ratio0.09%
ACL / Loans1.35%

Capital & Liquidity

CET1 Ratio18.35%
Tier 1 Capital18.35%
Total Capital Ratio19.60%
Leverage Ratio12.66%
Loan-to-Deposit89.83%

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