BanksDALLAS CAPITAL BANK, NATIONAL ASSOCIATION

DALLAS CAPITAL BANK, NATIONAL ASSOCIATION

DALLAS, TXLargeEst. June 26, 1972, midnightFDIC #20727RSSD #384652OCC
Latest · 2025-12-31

DALLAS CAPITAL BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in DALLAS, TX, established in June 26, 1972, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $951M. Profitability stands at 1.10% ROA and 9.50% ROE, with a net interest margin of 3.24%. CET1 capital ratio: 11.54%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$1.1B
Deposits
$951M
Loans
$856M
Equity
$139M

Profitability

Return on Assets (ROA)1.10%
Return on Equity (ROE)9.50%
Net Interest Margin3.24%
Yield on Assets5.75%
Cost of Funds2.73%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.02%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.73%

Capital & Liquidity

CET1 Ratio11.54%
Tier 1 Capital11.54%
Total Capital Ratio12.11%
Leverage Ratio11.00%
Loan-to-Deposit90.06%

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