CITIZENS BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in COVINGTON, LA, established in Dec. 31, 1945, midnight. As of 2025-12-31, the bank reported total assets of $176M and total deposits of $155M. Profitability stands at 0.93% ROA and 8.69% ROE, with a net interest margin of 4.22%. CET1 capital ratio: 10.78%, well above regulatory minimums. NPL ratio: 7.31% · Texas Ratio: 46.31%.
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