BanksLUSITANIA SAVINGS BANK

LUSITANIA SAVINGS BANK

NEWARK, NJSmallEst. Sept. 1, 1995, midnightFDIC #34058RSSD #385686FDIC
Latest · 2025-12-31

LUSITANIA SAVINGS BANK is an FDIC-insured commercial bank headquartered in NEWARK, NJ, established in Sept. 1, 1995, midnight. As of 2025-12-31, the bank reported total assets of $404M and total deposits of $340M. Profitability stands at 0.23% ROA and 1.54% ROE, with a net interest margin of 2.39%. CET1 capital ratio: 35.13%, well above regulatory minimums. NPL ratio: 0.19% · Texas Ratio: 0.69%. Operates 4 domestic branches.

Assets
$404M
Deposits
$340M
Loans
$226M
Equity
$59M

Profitability

Return on Assets (ROA)0.23%
Return on Equity (ROE)1.54%
Net Interest Margin2.39%
Yield on Assets3.99%
Cost of Funds1.75%

Asset Quality

NPL Ratio0.19%
Net Charge-Off Ratio0.00%
Texas Ratio0.69%
NPA Ratio0.11%
ACL / Loans1.17%

Capital & Liquidity

CET1 Ratio35.13%
Tier 1 Capital35.13%
Total Capital Ratio36.39%
Leverage Ratio15.22%
Loan-to-Deposit66.34%

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