STATE BANK & TRUST is an FDIC-insured commercial bank headquartered in WINFIELD, AL, established in Oct. 3, 1907, midnight. As of 2025-12-31, the bank reported total assets of $396M and total deposits of $347M. Profitability stands at 0.47% ROA and 8.80% ROE, with a net interest margin of 3.26%. CET1 capital ratio: 5.43%, below the well-capitalized threshold. NPL ratio: 0.53% · Texas Ratio: 7.57%. Operates 4 domestic branches.
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